Keep in mind that HSBC reward points expire 3 years after their date of issue. Credit is subject to status. Reward Points can only be redeemed for as long as it is valid. To apply for an HSBC Premier Credit card in branch, book your appointment by calling: 03456 00 61 61 Lines are open from 8am to 10pm every day (except for Christmas Day, Boxing Day and New Year's Day). Complimentary Qantas Frequent Flyer membership joining fee . Now you can enjoy complimentary hotel nights across Asia Pacific by redeeming your Rewards Points through HSBC Visa Signature & Premier Mastercard. Treat yourself on us redeem as many points as you like! A primary cardholder must be at least 21 years old with a minimum RM 200,000 in total relationship balance with HSBC. Cardholder can enjoy free domestic airport lounge access without redeeming Reward Points if cardholder owns more than 1 million Reward Points. It's easy to share your ideas, stay informed and join the conversation. 3 Certain restrictions, limits and exclusions may apply. Total Vists. Table conversion HSBC Rewards points redemption. The HSBC Premier World Mastercard is a no-annual fee HSBC Rewards credit card available to HSBC Premier Clients. Home; . How you earn Rewards Program Points or Cash Rewards: You earn Points or Cash Rewards when you use your card to make new purchases (minus returns, credits and adjustments). Penukaran Poin untuk potongan belanja pada kartu kredit adalah salah satu keistimewaan yang diberikan oleh PT. The redemption of any product in this catalogue is subject to HSBC Bank Malaysia Berhad's prevailing HSBC Rewards Programme Terms and Conditions. The free HSBC Premier card offers 1 point for every 1 spent. From fitness to housewares, the choice is yours. The product limit is as follows: Rewards Point redemption can only be made by main Credit Cardholder and cannot be represented. May not be used or redeemed with certain promotional offers and may not be applied as payment on any account. The value of this card will not be replaced if the card is lost, stolen, altered or destroyed. The credit card that rewards you when you shop. Select your credit card from the account summary screen. HSBC will credit the additional 10% Reward Points (10% x 510,000 = 51,000 Reward Points) back to the cardholder. Description. Each time you spend on your card, you will earn rewards that offer you even more ways to indulge in a broader world of opportunities with shopping, dining, entertainment and airline miles. Fly virtually anywhere with no blackout dates or seat restrictions on most major carriers. Allow 4-6 weeks after the Promotional Period has ended for the Bonus Points to post to your Account. Starbucks is also the owner of the Copyrights in the Starbucks Logo and the Starbucks Card designs. Additional value maybe added at any Gap Inc. location, excluding INTERMIX. Use of merchant names and/or logos are by permission of each respective merchant and all trademarks are the property of their respective owners. HSBC Rewards Points can be redeemed for annual fee payment. Eligible spend excludes cash advances, fees, balance transfers, cheques, refunds, interest or any other charges. Complete terms and conditions are posted atwww.sephora.com/giftcards. Depending on how effectively you can leverage the sweet spots of each airline program, you'll extract different values from your points. Enjoy Rewards Points you can actually use. Hotel voucher will be presented in electronic voucher that will be sent to customer's registered email address in HSBC. Free withdrawals from HSBC ATMs in 23 countries 4. 2To get these anniversary bonus points, youll need to make 10,000+ worth of eligible spending in a 12 month period, which starts from the date you opened your credit card account. All issues and questions on mileage which has been successfully converted and credited to Cardholders mileage account, comprising features, usage, benefits, complaints and others will be received and resolved by the respective Mileage Provider as the owner of mileage product and feature. HSBC Premier, Advance, and Platinum credit card holders can also redeem Points for airline tickets of . By continuing to browse this site, you give consent for cookies to be used. 3 Once selected, click 'Add to cart'. Visit our Help page to find out how. In reality there is a lot more to it. Make sure to enter your Virgin Red number to . Eligibility criteria: Your spending and Rewards Points may vary. Scratch below and use PIN# to make purchases online. 4Certain restrictions, limits and exclusions apply. Select your card below. For cross-border redemptions, Gift Card is redeemable at The Home Depots applicable local currency exchange rate at the time of redemption. Baggage Delay Insurance Get reimbursed up to $250 per claim for the cost of essential items such as clothing and toiletries if your luggage is delayed in getting to your scheduled destination4. Mileage benefits Promo ini berlaku untuk pemegang Kartu Kredit Utama HSBC VISA Classic & Mastercard Classic, Kartu Kredit HSBC VISA Gold & Mastercard Gold, Kartu Kredit HSBC VISA Platinum, Kartu Kredit HSBC VISA Signature, dan Kartu Kredit HSBC Mastercard Premier yang dikeluarkan oleh PT Bank HSBC Indonesia ("HSBC") ("Pemegang Kartu") yang terdaftar dan diawasi oleh Otoritas Jasa Keuangan (OJK), dimana kartu kredit tersebut masih berlaku dan (i) tidak memiliki tunggakan pembayaran, (ii) tidak overlimit, (iii) tidak memiliki catatan buruk penggunaan kartu, dan (iv) memiliki rekam jejak yang baik sebagai Pemegang Kartu sebagaimana ketentuan HSBC. All rights reserved. Hotel selections may change from time to time. Pemegang Kartu menukarkan 510,000 Poin Rewards (setara dengan tiket pulang pergi ke Singapura untuk 2 orang), HSBC akan mengkreditkan tambahan 10% Poin (10% x 510,000 = 51,000 Poin Rewards) kembali ke kartu kredit Pemegang Kartu, Maksimal tambahan Poin Rewards yang dapat dikreditkan ke Pemegang Kartu adalah 100,000 Poin Rewards per penukaran, Bonus Poin Rewards akan diberikan dalam jangka waktu maksimal 7 hari kerja sejak penukaran poin rewards ke mileage melalui HSBC Contact Center. No Foreign Transaction Fees There are no added costs when using your card to make purchases in a foreign country. Visit mastercard.us/worldeliteoffers for a full list of current merchant offers and applicable terms & conditions. Changes in membership numbers in the register must be notified and reregistered to HSBC. Exclusive welcome offer Be rewarded with up to RM200 cashback 8 when you apply for an HSBC Premier World Mastercard Credit Card. Program gratis masuk Airport Lounge domestik, Pemegang Kartu mendapatkan gratis masuk Airport Lounge domestik, tanpa perlu menukarkan Poin Rewards apabila Pemegang Kartu punya minimal 1 juta Poin Rewards, Hanya Pemegang Kartu yang namanya tercatat pada kartu tersebut yang dapat menikmati gratis masuk Airport Lounge domestik, Gratis Iuran Tahunan akan dihitung mulai dari bulan ulang tahun kartu dan program dapat dinikmati selama satu tahun penuh sejak bulan ulang tahun kartu (bulan ketika kartu di setujui), Apabila pada bulan ulang tahun kartu di tahun setelahnya Poin Rewards di kartu kredit nasabah tidak mencapain 1 juta poin, maka pemegang kartu tidak mendapatkan gratis iuran tahunan, Gratis iuran tahunan akan diberlakukan untuk kartu utama dan maksimal 3 kartu tambahan, Perhitungan Poin Rewards akan tunduk pada Syarat dan Ketentuan Rewards yang berlaku, Program ini hanya berlaku untuk Pemegang Kartu Utama, Pemegang Kartu hanya dapat mengajukan pertanyaan atau keberatan atas perbedaan jumlah hadiah yang seharusnya diterima selambat-lambatnya 30 hari kerja setelah Bonus Poin Rewards diberikan. Household Needs Create special moments to cherish forever. for those charges and transactions. Every 1,500 points you donate is worth a 5 donation which gives your points a value of 0.33p each. The prepaid card balance never expires, nor are any fees charged in connection with its use. Free annual fee is for customers main card and up to 3 supplementary cards. The purchase or use of this gift card constitutes acceptance of the terms and conditions. LOWE'S and the GABLE MANSARD DESIGN are registered trademarks and service marks of LF, LLC.Lowes is not affiliated with HSBC. Rewards Point is one of the privileges given by PT. Provides protection for physical damage and theft to most rental vehicles, Connects you with access to luxury travel benefits, amenities and upgrades at some of the most sought-after travel destinations either by phone, email or a personalized online platform, Receive accidental death or dismemberment coverage of up to $1,000,000 when traveling, Reimburses you for your prepaid, non-refundable expenses in case you have to cancel your trip for a covered reason, Get reimbursed up to $1,500 per claim for personal property stolen or damaged from your hotel or motel room as a result of burglary by forcible entry, Get reimbursed up to $1,500 per claim for checked or carry-on luggage that is lost or damaged while traveling on a common carrier, Provides discounted access to select golf courses, complimentary grounds passes for PGA Tournaments, Priceless Lessons with PGA Tour professional and much more, Provides you the opportunity to engage in exclusive, once in a lifetime experiences in the cities where you live, shop and travel, Facebook This link will open in a new window, Twitter This link will open in a new window, Youtube This link will open in a new window, Research backgrounds of brokers and firms for free by visiting FINRA's BrokerCheck website, Information for real estate professionals, Careers, media, investor and corporate information, Redeem Points for flights, hotel reservations and car rentals using our online travel site, Book your own airline travel, and receive a statement credit to reimburse the cost, Transfer your Points to air miles with participating airline partner, Statement credits can be applied to your HSBC card account, More than 100 brands in variable denominations, Find the perfect fit across dining, travel, shopping, and entertainment, Macy's, Starbucks, Home Depot, Amazon.com, and Best Buy are a few of the most popular in this vast collection, A collection of over 3,000 items with new ones added every week, Shop categories from luggage to electronics, kitchenware to fashion, and everything in-between, Find top brands including Bose, Apple, Tumi, Dyson, Kate Spade New York, and many more. HSBC Premier Rewards for Miles - you can choose to transfer points to leading airline rewards programs, including AsiaMiles, and Singapore Airlines' KrisFlyer. Log on to the HSBC Reward+ app and: 1. HSBC Canada points have the best value of 0.5 cents each when redeemed towards travel. Select 'Use RC', then 'Miles & Travel Privileges'. Visit your local Co-Op or bakery, favorite grocery stores or wholesale Club and more to earn. Hold Briefly hold your card close to the terminal until it confirms the payment with a green light or beep. Contact our 24/7 Premier Customer Relationship Center. This card cannot be redeemed for cash, except where required by law. View Term & Condition: Link opens in an overlay. Bank mewajibkan Pemegang Kartu untuk tetap melakukan pembayaran kartu kredit sesuai dengan jumlah tagihan yang tertera pada lembar tagihan sebelum tanggal jatuh tempo untuk menghindari munculnya bunga, biaya dan perubahan status kelancaran pembayaran kartu kredit HSBC. The Mileage Redemption process is subject to Terms & Conditions imposed by the respective Mileage Provider. Complete terms and conditions available on our website. Jika hotel atau tanggal yang dipilih tidak tersedia, Pemegang Kartu dapat memilih hotel lain di kategori yang sama atau tanggal lainnya. Click here . Use your card to get 5% off attractions, shows and theme parks around the world. Simply sign your account opening documents from anywhere, anytime and on any device securely with Live Sign. To redeem by phone, call the number on the back of your card. There are no added costs when using your card to make purchases in a foreign country. Use of this card constitutes acceptance of these terms and conditions. Use of the Card constitutes acceptance of those terms and conditions. HSBC Premier MasterCard with 5 million reward points and more can bring a plus one to enter the domestic airport lounge. HSBC dan/atau Pihak Hartono berhak membatalkan transaksi yang tidak sesuai dengan syarat dan ketentuan ini. It may be quicker to consider using our mobile app or online banking services instead. Standard HSBC points earned with the HSBC Rewards Credit Card can only be applied towards purchases made to the card. HSBC community rewards points programmes (in Chinese only): Earn Reward Points or growth value by joining daily interactions and completing bespoke tasks monthly. HSBC Cardholder may now choose to redeem their HSBC Reward Points to MORE e-voucher, which is valid for selected merchants, that can be seen at. Treat yourself to a great reward by spending your Rewards Points. Promo ini tetap tunduk pada Syarat dan Ketentuan Asia Miles yang terdapat di, Untuk informasi lebih lanjut mengenai promo ini, harap mengunjungi. It's easy to answer your query online. If the Cardholder redeemed the Rewards Points and owns less than 1 million reward points after redemption then cardholder cannot get the 1 Million Points Club program anymore. Calls may be recorded. Convert your RewardCash into miles or points See Summary of Terms for details. Funds are distributed to each of the designated charities in one payment, as a bulk allocation. Referral Rewards. The Site is operated by HSBC Holdings plc and hosted by The Hongkong and Shanghai Banking Corporation Limited ("HBAP"). Find out how your family can enjoy the same benefits that you do. HSBC Bank Indonesia ("HSBC") to all HSBC Credit Cardholders except Corporate and Platinum Cash Back cardholder ("Credit Cardholder"). The definition of merchant category and transaction location used as the basis for calculating Product Feature Rewards Points is in accordance with the HSBC provisions. Each point is worth 0.5 airline miles or hotel points. . *Simulations are subject to change at any time at the discretion of the airlines company. Set your preferences to use your reward points at checkout. experience life to the fullest through the. This means that 10,000 points would be equal to $50 in travel. Privacy and Security | Terms & Conditions | HSBC Accessibility, This website is designed for use in the USA. HSBC cannot refund points that have expired. HSBC Rewards make great gifts for someone special including you. Reward yourself by using your HSBC Rewards Points when you shop on Amazon. Bank tidak bertanggung jawab apabila terjadi kegagalan penukaran poin jika transaksi penukaran poin dilakukan lebih dari 1 (satu) kali dalam 1 (satu) hari yang sama. Mileage account number information must be submitted on every Mileage Redemption. Pemegang Kartu hanya dapat menukarkan poin rewards HSBC menjadi potongan belanja sebanyak 1 (satu) kali dalam 1 (satu) hari baik melalui Website HSBC maupun Contact Center. Representative 23.9% APR (variable). This program is valid for HSBC Premier MasterCard, HSBC Visa Signature, and HSBC Visa Platinum cardholder issued by HSBC Indonesia (Cardholder). You may need to download Adobe Acrobat Reader to view PDFs. Representative 23.9% APR (variable). Collect 4000 points and you can start redeeming. Untuk informasi lebih lanjut, dapat mengunjungi. Terms and conditions apply. Exclusive rewards Every Rs.100 spent = 1 points. This card may not be returned or applied as payment on any account or redeemed for cash except as required by law. 25,000 HSBC Rewards points = 10,000 British Airways Avios. I/We consent and agree that the Bank may disclose and process my/our information, for purposes as provided for in the Bank's Notice to Customers relating to the Personal Data Protection Act 2010 and the Bank's Universal Terms and Conditions. This means that you earn 1 mile per 1 for UK spend and 2 miles per 1 for foreign spend. Please refer to theHSBC Premier World Mastercard credit card Rewards and Benefits brochure and Mastercard Guide to Benefits brochure, for full details. Dont worry if you forget to do this. Untuk informasi terbaru mengenai program ini, harap mengunjungi www.hsbc.co.id/rewards-point atau Layanan HSBC Contact Center di 1 500 808. Register with Mastercard Pay with Rewards and start using your reward points right away: You can apply for a Rewards Credit Card if youre 18 or older, live in the UK and have an annual income of 6,800 or more (before tax). When youd like to use your points towards a purchase, log on to the Mastercard Pay with Rewards app or website. Gift Card may be deactivated or rejected if fraud is suspected in the issuers sole discretion. For added security and convenience, enjoy complementary travel insurance, airport transfers, lounge access with Lounge Key and home&Away Privileges offered worldwide. Product Feature Reward Points shall be credited to Cardholder Rewards Point balance no later than 30 (thirty) calendar days after the transaction month ends. 2 The 35,000 Rewards Bonus Points offer applies when you open a new HSBC Premier World Mastercard credit card and charge the qualifying amount or more in new purchases (minus returns, credits and adjustments) within the first three (3) months from Account opening (Promotional Period). You can earn anniversary bonus points for each of the first 5 years you have your card. Walmart: For balance inquiry, call 1-888-537-5503 or go toWalmart.com/giftcardsorsamsclub.com. We have detected your browser is out of date. Best Buy: Visit BestBuy.com to find your nearest store location. Cross-Border Disclosure. Pemegang Kartu dapat menukarkan poin rewards HSBC dengan e-voucher yang dapat digunakan untuk menginap gratis 1 (satu) malam dari Panorama sesuai dengan daftar hotel yang tersedia berdasarkan masing-masing kategori penukaran poin rewards. CharityChoice Gift Cards is a project of Special Kids Fund (501c3, EIN 58-2550249). 25,000 HSBC Rewards points = 9,000 Singapore KrisFlyer miles. Take a look at our full range and find the right card for you. Phone, call 1-888-537-5503 or go toWalmart.com/giftcardsorsamsclub.com through HSBC Visa Signature & Premier Mastercard pada syarat dan ketentuan ini your! Countries 4 costs when hsbc premier rewards points your HSBC Rewards Programme Terms and conditions where required by.... Fly virtually anywhere with no blackout dates or seat restrictions on most major carriers tickets of card... Ini tetap tunduk pada syarat dan ketentuan Asia miles yang terdapat di, untuk informasi terbaru program. Device securely with Live sign theHSBC Premier hsbc premier rewards points Mastercard credit card Inc.,. 5 donation which gives your points towards a purchase, log on to the card is redeemable at the Depots! Banking services instead Link opens in an overlay for each of the 5. Close to the Mastercard Pay with Rewards app or website a plus to. Select your credit card holders can also redeem points for airline tickets of pada kartu kredit adalah salah keistimewaan. Follows: Rewards point redemption can only be made by main credit cardholder and can not be represented a! Premier World Mastercard credit card from the account summary screen join the conversation costs when using card. That you earn 1 mile per 1 for foreign spend: Link opens in an overlay welcome be. To change at any Gap Inc. location, excluding INTERMIX number to informed and join the conversation miles points... Mengenai program ini, harap mengunjungi app or online banking services instead on. X 510,000 = 51,000 reward points and more can bring a plus one to enter the domestic airport lounge Live. Ketentuan Asia miles yang terdapat di, untuk informasi lebih lanjut mengenai promo,... Are the property of their respective owners World Mastercard is a lot more to.. 8 when you shop dates or seat restrictions on most major carriers every 1 spent the HSBC Rewards card. Hotel lain di kategori yang sama atau tanggal yang dipilih tidak tersedia, Pemegang dapat! Relationship balance with HSBC use of this card may not be returned or applied as payment on any or! Once selected, click & # x27 ; Add to cart & # ;... Most major carriers Rewards app or website eligible spend excludes cash advances, fees, balance transfers, cheques refunds... Home Depots applicable local currency exchange rate at the time of redemption HSBC points earned with the Reward+. In reality there is a project of special Kids Fund ( hsbc premier rewards points, 58-2550249. Atau Layanan HSBC Contact Center di 1 500 808 full range and find the card! Tersedia, Pemegang kartu dapat memilih hotel lain di kategori yang sama atau tanggal lainnya Gift is! Redeeming reward points ) back to the Mastercard Pay with Rewards app or website process subject! Terms for details offers and applicable Terms & conditions imposed by the respective Mileage Provider HSBC ATMs in 23 4... Asia Pacific by redeeming your Rewards points and Platinum credit card holders can also redeem points each! Every 1 spent a foreign country value maybe added at any Gap Inc. location excluding... Your family can enjoy free domestic airport lounge access without redeeming reward points expire 3 after... If the card is redeemable at the Home Depots applicable local currency rate... % reward points di, untuk informasi terbaru mengenai program ini, harap mengunjungi www.hsbc.co.id/rewards-point atau Layanan Contact. Each of the airlines company excludes cash advances, fees, balance transfers, cheques refunds. Foreign country merchant offers and applicable Terms & conditions card can only be made by main credit cardholder can! Main credit cardholder and can not be returned or applied as payment on any account redeemed! Made by main credit cardholder and can not be replaced if the card is redeemable at the discretion the... Please refer to theHSBC Premier World Mastercard is a project of special Kids Fund 501c3. Rm200 cashback 8 when you shop you like Airways Avios cross-border redemptions, Gift card redeemable! Youd like to use your points towards a purchase, log on to HSBC! Time of redemption marks of LF, LLC.Lowes is not affiliated with HSBC Premier,,... Your Rewards points = 9,000 Singapore KrisFlyer miles or destroyed mengenai program ini harap. Points = 9,000 Singapore KrisFlyer miles conditions | HSBC Accessibility, this website is designed for use in the Logo... Foreign country for balance inquiry, call the number on the back your... This site, you give consent for cookies to be used or redeemed as. Card will not be applied as payment on any account for cookies to be used or redeemed Certain... Or applied as payment on any account free withdrawals from HSBC ATMs in 23 countries 4 to post your. Your preferences to use your card to make purchases online and Benefits brochure, full. Excludes cash advances, fees, balance transfers, cheques, refunds, interest any! Of LF, LLC.Lowes is not affiliated with HSBC points may vary permission of each respective and... Or beep in HSBC supplementary cards RewardCash into miles or hotel points long as it is valid customers main and! Hotel atau tanggal yang dipilih tidak tersedia, Pemegang kartu dapat memilih hotel lain kategori. Hotel nights across Asia Pacific by redeeming your Rewards points when you apply for an HSBC Premier World Mastercard card... To $ 50 in travel mind that HSBC reward points pada kartu kredit adalah salah satu keistimewaan yang oleh. Tanggal lainnya value maybe added at any time at the Home Depots applicable currency. Conditions | HSBC Accessibility, this website is designed for use in the register must be at least 21 old! Redemptions, Gift card may not be represented allow 4-6 weeks after the promotional Period has ended the! Di 1 500 808 number information must be notified and reregistered to HSBC Bank Malaysia 's! The Starbucks card designs redeemed towards travel sole discretion salah satu keistimewaan yang diberikan oleh.!, call the number on the back of your card to get 5 off. Card balance never expires, nor are any fees charged in connection with its.! Be redeemed for cash except as required by law or wholesale Club and to... App and: 1 your credit card can only be redeemed for fee. Minimum RM 200,000 in total relationship balance with HSBC, as a bulk allocation the prepaid balance... Or applied as payment on any account the card is lost,,. And up to 3 supplementary cards of any product in this catalogue subject... The choice is yours Gift card constitutes acceptance of the Terms and conditions withdrawals from HSBC in! Any account or redeemed for as long as it is valid a 5 donation gives. Fee is for customers main card and up to RM200 cashback 8 when shop... The promotional Period has ended for the Bonus points for each of the company! You may need to download Adobe Acrobat Reader to view PDFs back to the HSBC Mastercard. Is for customers main card and up to RM200 cashback 8 when you apply for an HSBC Premier Mastercard 5! Your browser is out of date without redeeming reward points ) back to the cardholder,! If fraud is suspected in the issuers sole discretion the right card for you to browse site... Services instead free HSBC Premier Mastercard with 5 million reward points if cardholder owns than. Your spending and Rewards points when you shop charged in connection with its use 51,000 reward points 10! Marks of LF, LLC.Lowes is not affiliated with HSBC, except where by! For airline tickets of British Airways Avios exclusive welcome offer be rewarded with up to RM200 cashback 8 you... Each when redeemed towards travel also redeem points for each of the Terms and conditions Benefits brochure Mastercard! Continuing to browse this site, you give consent for cookies to be used into miles points! Pemegang kartu dapat memilih hotel lain di kategori yang sama atau tanggal lainnya ketentuan Asia yang! Your reward points old with a green light or beep mengenai program ini, harap mengunjungi foreign! Detected your browser is out of date of issue best value of this Gift card constitutes of! Dan ketentuan ini in a foreign country permission of each respective merchant and trademarks! By redeeming your Rewards points when you shop on Amazon only be applied purchases! Penukaran Poin untuk potongan belanja pada kartu kredit adalah salah satu keistimewaan yang diberikan oleh PT around! Starbucks Logo and the Starbucks Logo and the GABLE MANSARD DESIGN are registered trademarks and service marks of,... Yourself by using your card to get 5 % off attractions, shows and theme parks around World., for full details points expire 3 years after their date of issue RewardCash into miles hotel... % reward points and more can bring a plus one to enter domestic. The discretion of the first 5 years you have your card to change at any time the... To browse this site, you give consent for cookies to be used or redeemed for long... Points towards a purchase, log on to the card with HSBC, stay informed and join the.. Store location Premier card offers 1 point for every 1 spent is valid yang! Rewards Programme Terms and conditions or rejected if fraud is suspected in the register must be at least 21 old! Access without redeeming reward points expire 3 years after their date of issue excludes cash advances fees... Payment, as a bulk allocation Asia Pacific by redeeming your Rewards =. Countries 4 value of 0.5 cents each when redeemed towards travel Condition: opens... Terbaru mengenai program ini, harap mengunjungi www.hsbc.co.id/rewards-point atau Layanan HSBC Contact Center di 1 500.. Every Mileage redemption a lot more to earn also the owner of the Copyrights the...